Call Us Today! 707-554-6080

A Personal Approach to Insurance Coverage

A Personal Approach to Insurance Coverage

A Personal Approach to Insurance Coverage

A Personal Approach to Insurance Coverage

Serving California for over 60 Years

Vallejo Insurance Associates LLC is here to provide quality, professional insurance coverage you can trust. Located in Vallejo, CA, we serve individuals, families, and businesses throughout the State of California.

With a combined experience of over 60 years, our independent insurance agency can answer all of your questions and help you find the right plan. Whether you’re looking for personal or commercial coverage, connect with an agent today and move forward with confidence and peace of mind.

Personal Insurance by Vallejo Insurance Associates  in Vallejo,CA.

Helping You Protect What Matters Most

Discover what our team has to offer! We strive to offer services in a fast, efficient, and professional manner. Our knowledgeable, licensed insurance specialists can help you choose the right plan for your needs and budget. Vallejo Insurance Associates, LLC is one of the largest independent insurance agencies in Solano County that is here to help you!

Personal Insurance

Business Insurance

Claims & Payments

2019 best of award won by Vallejo Insurance Associates  in Vallejo,CA.

The Difference with
Vallejo Insurance Associates LLC

We want to provide everyone with the best possible outcome. This means providing only the best quality services and coverage types at the most competitive rates.

Because we work in-network with multiple insurance companies, we can tailor your program to your exact needs, budget, and lifestyle. We can provide coverage for individuals and businesses in the Bay Area and throughout California.

We continue to build strong, long-lasting relationships with our customers and their families as we make it our mission to deliver the highest standard of customer service possible. We look forward to working with you!

Testimonials

 

“Vallejo Insurance has a great staff with many years of experience in the insurance field. They have a lot of knowledge about the different policies and coverages they offer as an office.”

– Georgine G

Testimonials

I like that the team at Vallejo Insurance treats you like a human and not a machine. I also like that when I call or have a question I am talking to a real person. The customer service cannot be matched by any other company.”

– Richard H

Testimonials

“Awesome customer service as well as quality products. I felt that I got what I paid for and that my business was appreciated.

– Lonnie L.

Testimonials

“Saved me money over the price of going directly through my insurance company. It was great having someone take the time to explain things and recognize my needs over their profits

– Allie B.

Testimonials

“I felt really cared about. Staff are extremely efficient and will do their very best for you.

– Jean H.

Testimonials

“Amazing service for over a year.(that’s saying something during these times) consistent and incredible staff. They deserve more stars !

– Abby J.

FAQs

What factors determine the cost of my auto insurance premiums?

The cost of auto insurance premiums can vary based on several factors. These typically include your driving record, age, gender, location, type of vehicle, usage patterns, credit history, and the coverage options you choose. Insurance companies assess these factors to determine the level of risk you pose as a driver and the likelihood of filing a claim. Generally, drivers with a clean driving record, older age, good credit history, and lower-risk vehicles tend to have lower insurance premiums.

What types of coverage do I need for my auto insurance policy?

Auto insurance policies typically consist of different types of coverage. The two primary coverages are liability insurance and collision/comprehensive insurance. Liability insurance covers damage or injuries you cause to others in an accident, while collision/comprehensive insurance covers damage to your vehicle. Additionally, there are optional coverages such as uninsured/underinsured motorist coverage, medical payments coverage, and rental car coverage. The specific coverage you need depends on your circumstances, state requirements, and personal preferences.

Will my auto insurance policy cover me if someone else drives my car?

In most cases, auto insurance policies provide coverage for other drivers who have your permission to drive your car. However, it’s important to note that coverage can vary depending on the policy and insurance company. If the person driving your car is involved in an accident, your insurance may be the primary coverage, and their insurance (if they have any) could act as secondary coverage. It’s crucial to review your policy or consult with your insurance agent to understand the terms and conditions regarding coverage for other drivers.

What types of business insurance should I consider for my company?

The types of business insurance you should consider depend on the nature of your business and its specific risks. However, there are several common types of business insurance coverage that many companies find beneficial. These include general liability insurance, which protects against third-party claims for bodily injury or property damage; property insurance, which covers physical assets such as buildings, equipment, and inventory; business interruption insurance, which provides coverage for lost income and expenses in the event of a business interruption or disaster; and professional liability insurance, which protects professionals from claims of negligence or errors in their work. Depending on your industry, you may also need specialized coverage such as cyber liability insurance, product liability insurance, or commercial auto insurance.

How much does business insurance cost?

The cost of business insurance can vary widely depending on factors such as the size and type of your business, industry risks, location, coverage limits, deductible amounts, and claims history. Insurance providers typically consider these factors when determining premiums. To get an accurate cost estimate, it’s best to contact us directly.

Is business insurance mandatory?

The requirement for business insurance varies depending on the jurisdiction, type of business, and specific activities involved. While some forms of insurance, such as workers’ compensation insurance, are mandatory in many states for businesses with employees, other types of coverage may be optional but highly recommended. Additionally, if your business leases a commercial space or if you have a business loan, landlords or lenders may require you to carry specific insurance coverage. It’s crucial to familiarize yourself with the legal and contractual requirements in your area and assess the risks your business faces to determine the necessary insurance coverage. Consulting with an insurance professional can provide further guidance in understanding your obligations and the appropriate coverage for your business.

How do I make a claim?

We are here to help you! The unexpected can happen at a moment’s notice. When they do, we at Vallejo Insurance Associates LLC are committed to protecting you and providing protective and results-driven solutions. We are centrally based in Vallejo, CA, and assist individuals and businesses throughout California. Whether you’re making a homeowners, business, or auto insurance claim, we want to make sure you are able to get the payment you need and deserve. Visit our website under “claims and payments” or call us directly to learn more.

Vallejo Insurance Associates LLC

840 Tuolumne Street

Vallejo, CA 94590

Phone:
707-554-6080
1-800-935-0505

Fax: 707-554-2198

Business Hours:

9 AM - 5 PM Monday - Thursday
9 AM - 4 PM Friday

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